Retirement Planning
Retirement Planning
Helping maximize income, minimize taxes & protect your family
At OneTeam Financial, our team of specialists is dedicated to serving these distinct holistic financial planning needs of those at and near retirement.
We help provide the guidance needed to address critical questions you may be facing, such as:
- Will I have enough money for my lifetime?
- What are the best ways to reduce my taxes and maximize my retirement income?
- What should I do with my 401(k)?
- How do I prepare for increasing medical costs, taxes and other expenses over the course of retirement?
Our approach
By creating a written retirement income plan together using The Bucket Plan® approach, we can provide a practical, easy-to-understand roadmap that gives you confidence in your financial strategy throughout retirement.
We will identify your time horizon, volatility tolerance and income needs to “bucket” your assets to help mitigate market risk, interest-rate risk, sequence-of-returns risk and longevity risk from interrupting or altering your financial plans. Your financial stability through your retirement is our primary goal.
Specific retirement planning services may include:
- IRA Rollovers & distribution planning
- Pension planning
- Social Security
- A written retirement income plan
- Cash flow analysis
- Investment planning
- Tax strategies
- Insurance planning
- Estate planning
- Medicare supplements
Contact us to set up a call to discuss how we can help with your Medicare supplement needs today.